How much life insurance might you need?

Fill in what applies and skip the rest. You’ll get a rough starting number you can bring to a conversation.

What your family would need

Car loans, credit cards, lines of credit, student loans. Don’t include your mortgage.

The yearly income your family would need to keep their lifestyle.

A common starting point is until the youngest child is independent, or 10 years.

Total you’d want set aside for children’s post-secondary education.

Funeral and related costs. $15,000 is a typical starting figure.

What you already have

Only what your family could realistically use.

Personal policies and coverage through work. Work coverage usually ends if you leave the job.